File a Collection Harassment Complaint
Document FDCPA violations and prepare a harassment complaint for the CFPB, FTC, and state attorney general.
The 8-stage pipeline
Intake items
- collector name
- account number
- violation details
- call logs
- dates of violations
Required evidence
- phone logs
- collection letters
- recorded calls if legal
- witness statements
Outputs
- harassment complaint
- violation log
- regulatory filing
This workflow targets
What this workflow will never do
Never assert that a debt is invalid, unenforceable, or expired without authoritative support.
Separate collection agency claims, user-provided facts, and consumer rights.
Preserve source references and mailing proof for all correspondence.
Require human review before any consequential mailing.
Common questions about file a collection harassment complaint
What counts as debt collector harassment?
Threats, profanity, repeated calls, calling before 8am or after 9pm, contacting you at work after being told to stop, and discussing the debt with third parties.
Where do I file?
File with the CFPB (consumerfinance.gov), your state attorney general, and the FTC. You may also sue under the FDCPA.
More in Stop Contact & Lawsuits
Stop Collection Calls
Send a cease contact letter to stop collection agency calls and require written communication only under FDCPA rights.
Cease and Desist Collection Letter
Send a formal cease and desist letter to a collection agency demanding they stop all contact except for legal notifications.
Respond to a Collection Lawsuit
Organize a response to a debt collection lawsuit with the summons, complaint, affirmative defenses, and evidence.
Respond to a Collection Summons
Prepare an answer to a debt collection summons with denials, affirmative defenses, and evidence documentation.